Challenger banking KYC
Financial services

Onboarding for digital banks

Scale your growth without introducing fraud and compliance risk. The Real Identity Platform is an end-to-end identity verification platform that enables frictionless onboarding, regulatory compliance, and fraud detection.

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Industry challenges

High growth shouldn’t mean high risk

It’s tough to keep a user-experience edge in banking. Digital transformation has swept the industry — which means best-in-class digital experiences are table stakes, especially at onboarding. But at the same time, KYC and compliance are non-negotiable, and identity fraud is getting smarter. You need a scalable way to know your customer in seconds, without relying on manual processes.

Challenger banking challenges

Secure your growth with automated KYC

How can Onfido help?

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Onfido Studio

Orchestrate identity verification workflows in a no-code interface. Build, measure, and deploy journeys matched to the unique requirements of your bank — combining a mix of document and biometric verification, trusted data sources, and passive fraud detection signals.

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Document Verification

Have confidence in your customer’s identity by verifying a photo ID. Powered by Atlas™ AI, our Onfido document verification is fair, accurate, and delivers results in seconds.

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Biometric Verification image

Biometric Verification

Build on document verification by connecting that ID to a real person. Onfido Motion adds another fully automated layer of fraud protection, with a seamless UX.

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Different faces to verify

Known Faces

Check if the same face has already been used to create an account — with no additional friction. Known Faces checks for repeat faces within the past year — identifying bad actors trying to fraudulently create an account as well as users trying to create multiple accounts.

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Customer Confidence

Repeat Attempts

Confidently catch sophisticated document fraud with a real-time comparison to historic onboarded documents to detect repeat ID document usage. Repeat Attempts operates in the background and requires no additional action from your users — strengthening security without adding friction.

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Proof of address

Proof of Address

Verify a user’s address to meet KYC onboarding requirements. Onfido’s automated Proof of Address verification makes it easy for your customers to submit a document during the sign up workflow.

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Validate applicant data against sanctions, PEPs and adverse media to meet KYC and AML requirements. 

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Glare and blur detection

Smart Capture SDKs

Integrate best-in-class capture experiences on mobile and desktop. Our Smart Capture SDKs are built with user experience and security in mind with features like real-time blur and glare detection, multi-frame image capture, and WCAG AA accessibility features.

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Built around privacy and security

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SOC 2 Type II compliance

Strong safeguarding protocols keep customer data safe.

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Certified to ISO 27001

Under certificate number IS 660122.

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ICO Regulatory Sandbox partner

We defined our approach to algorithmic bias and data processing with the ICO.

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GDPR compliance

Hundreds of businesses stay GDPR compliant when using our solutions.

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