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Financial services

End-to-end KYC for lending services

Navigate global KYC requirements, prevent fraud, and deliver exceptional onboarding experiences with an end-to-end identity verification solution. The Real Identity Platform is trusted by over 900 businesses to automate onboarding and build trust with their customers.

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Maximize conversions. Minimize costs.

Onboarding is a critical moment. You have to contend with fragmented global regulatory standards for KYC. Sophisticated fraudsters are attracted to lending thanks to the quick access to capital. And customer expectations are only getting higher — and they’ll go elsewhere if they’re not impressed. At Onfido we make identity verification simple in an end-to-end platform that includes SDKs, orchestration, and analysis.

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Enable sign-up from anywhere with automated KYC

How can Onfido help?

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Document Verification

Have confidence in your customer’s identity by verifying a photo ID. We support over 2,500 document types in 195 countries, and leverage region-specific technologies including barcodes and NFC verification.

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Biometric Verification

Biometric verification creates confidence a document is being presented by its rightful owner. Our latest innovation, Onfido Motion, means users simply turn their head. Analysis is 100% automated with 95% of verifications returned in seconds, and our models have been trained to mitigate bias for global audiences.

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Known Faces

Check if the same face has already been used to create an account — with no additional friction. Known Faces looks for repeat biometric data within the last year — so you can identify fraudsters attempting to create multiple accounts.

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Repeat Attempts

Confidently catch sophisticated document fraud with a real-time comparison to historic onboarded documents to detect repeat ID document usage. 

Repeat Attempts operates in the background and requires no additional action from your users — strengthening security without adding friction.

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Proof of Address

Verify a user’s address to meet KYC onboarding requirements. Onfido’s automated Proof of Address verification makes it easy for your customers to submit a document during the sign up workflow.

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Watchlist monitoring


Validate applicant data against global sanctions, PEPs and adverse media watchlists to meet KYC and AML requirements. 

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Smart Capture SDKs

Integrate best-in-class capture experiences on mobile and desktop in 44+ languages. Our native Smart Capture SDKs are built with user experience and security in mind with features like real-time blur and glare detection, multi-frame image capture, and WCAG AA accessibility features.

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Onfido Studio

Orchestrate identity verification workflows in a no-code interface. Build, measure, and deploy journeys matched to your requirements in every market — combining a mix of document and biometric verification, trusted data sources, and passive fraud detection signals.

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